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PITI

Last updated 2026-08-01

Fannie Mae

Updated 2026-08-01

principal, interest, taxes, and insurance

Fannie Mae Glossary of Terms

Fannie Mae · pp. 35–38

CFPB

Updated 2026-08-01

Principal, Interest, Taxes, and Insurance, known as PITI, are the four basic elements of a monthly mortgage payment. Read more (cfpb.gov/askcfpb/152) PMI Private Mortgage Insurance (PMI) is a type of mortgage insurance that benefits your lender. You might be required to pay for PMI if your down payment is less than 20 percent of the property value and you have a conventional loan. You may be able to cancel PMI once you’ve accumulated a certain amount of equity in your home.

CFPB Mortgage Terms

CFPB · p. 24

FTC

Updated 2026-08-01

An acronym for the four primary components of a monthly mortgage

FTC Real Estate Terms

FTC · pp. 12–13

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