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Loan.

CFPB

Updated 08-20-2026

Loan.

Read more (cfpb.gov/askcfpb/1997)

CFPB Mortgage Terms

CFPB · pp. 6–10

California Department of Real Estate

Updated 08-20-2026

Loan.

ANNEXATION — The attaching of personal property to land so that the law views it as part of the real property (a fixture). Annexation can be actual or constructive. ANNUAL PERCENTAGE RATE — The relative cost of credit as determined in accordance with Regulation Z of the Board of Governors of the Federal Reserve System for implementing the Federal Truth in Lending

California Department of Real Estate Glossary

California Department of Real Estate · p. 3

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