Equity
Last updated 2026-08-01
CFPB
Updated 2026-08-01
Equity is the amount your property is currently worth minus the amount of any existing mortgage on your property. Learn what a home equity loan is (cfpb.gov/askcfpb/106).
CFPB Mortgage Terms
CFPB · pp. 6–10
FTC
Updated 2026-08-01
The value in your home above the total amount of the liens against your home. If you owe $100,000 on your house but it is worth $130,000, you have $30,000 of equity.
FTC Real Estate Terms
FTC · pp. 6–7
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