Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Title Insurance.
CFPB
Updated 08-20-2026
Title Insurance.
Read more (cfpb.gov/askcfpb/163) Lifetime adjustment cap determines how much the interest rate can increase in total, over the life of the loan. For example, if this cap is five percent, that means the rate can never be five percentage points higher than the initial rate. Some lenders may have a different or higher cap. Understand how the index factors into adjustable-rate mortgage loans (cfpb.gov/askcfpb/194
CFPB Mortgage Terms
CFPB · pp. 15–18