Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Ability-To-Repay Rule
CFPB
Updated 08-20-2026
Ability-To-Repay Rule
The ability-to-repay rule is the reasonable and good faith determination most mortgage lenders are required to make that you are able to pay back the loan. Read more (cfpb.gov/askcfpb/1787)
CFPB Mortgage Terms
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