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VA Loan

Last updated 08-20-2026

CFPB

Updated 08-20-2026

VA Loan

servicemembers, veterans, and eligible surviving spouses buy homes. The VA does not make the loans but sets the rules for who may qualify and the mortgage terms. The VA guarantees a portion of the loan to reduce the risk of loss to the lender. The loans generally are only available for a primary residence. If you’re a veteran, find out if a VA loan is the right fit for you (cfpb.gov/askcfpb/113). An official website of the United States government

CFPB Mortgage Terms

CFPB · pp. 29–30

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