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USDA Loan

Last updated 2026-08-01

CFPB

Updated 2026-08-01

The Rural Housing Service, part of the U.S. Department of Agriculture (USDA) offers mortgage programs with no down payment and generally favorable interest rates to rural homebuyers who meet the USDA’s income eligibility requirements. Learn more about this and other special loan programs (https://www.consumerfinance.gov/ow ning-a-home/loan-options/special-loan-programs/).

CFPB Mortgage Terms

CFPB · pp. 29–30

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