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Trial Payment Plan

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Trial Payment Plan

A Trial Payment Plan (TPP) is a payment plan for a period of three months, four months for a exempted transfer, during which the Borrower must make the agreed-upon consecutive monthly payments beginning after the Mortgagee has approved the Borrower for a Permanent Home Retention Option or OWL, and prior to executing the permanent Loss Mitigation documents.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 58

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