The Loss Mitigation Options Are

The Loss Mitigation Options Are

• Repayment Plan; • Forbearance; • Partial Claim; • Loan Modification; • Combination Loan Modification and Partial Claim; • Payment Supplement; • Outside of the Waterfall Loan Modification (OWL); • Pre-Foreclosure Sale (PFS); and • Deed-in-Lieu (DIL) of Foreclosure. Low- to Moderate-Income Low- to Moderate-Income individuals or families refer to individuals or families whose household income does not exceed 115 percent of the median income for the area when adjusted for family size. M Maintenance Income See Alimony, Child Support, and Maintenance Income.