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Test Case

Last updated 2026-08-01

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 2026-08-01

Test Case refers to a Mortgage submitted to HUD by a Mortgagee when requesting during the Test Case Phase for Unconditional Direct Endorsement approval. These Mortgages must be processed per the Direct Endorsement eligibility requirements and reviewed by HUD for endorsement approval.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 56

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