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Technology Open to Approved Lenders (TOTAL)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Technology Open to Approved Lenders (TOTAL)

Technology Open To Approved Lenders (TOTAL) refers to FHA’s TOTAL Mortgage credit variables and, when combined with the functionalities of the Automated Underwriting System (AUS), indicates a recommended level of underwriting and documentation to determine a loan’s eligibility for insurance by the FHA.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 56

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