Surplus Income Percentage
Last updated 08-20-2026
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Surplus Income Percentage
Surplus Income Percentage is a percentage calculated in the Mortgagee’s financial analysis to determine which Loss Mitigation Options are appropriate based on the Borrower’s income.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 55
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