Short-Sale.com
Last reviewed 08-20-2026Short-Sale.com Editorialglossary

Subprime Mortgage

CFPB

Updated 08-20-2026

Subprime Mortgage

When lenders use the term, they generally mean a loan program for borrowers who do not qualify for a prime loan, often with a higher interest rate. Learn more about the homebuying process (cfpb.gov/owning-a-home/).

CFPB Mortgage Terms

CFPB · pp. 25–28

Related terms

Need help?

Ask more questions about Subprime Mortgage in Help. You'll get answers for your situation.

People also ask

Report an issue with this page

Domain alone is fine (we'll add https). Video must be a link — not an upload.

JPEG, PNG, or WebP only. Max 4 MB each.