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Subordination Agreement (applicable to HECMs only)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Subordination Agreement (applicable to HECMs only)

A Subordination Agreement refers to an action necessary to correct the recordation order when the second HECM has been inadvertently recorded before the first. Recording a Subordination Agreement for the second HECM must result in the Mortgagee’s HECM lien being a first

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 55

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