Standalone Loan Modification
Last updated 2026-08-01
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 2026-08-01
A Standalone Loan Modification refers to a permanent change in one or more terms of a Borrower’s Mortgage to resolve the outstanding Arrearage by re-amortizing the total outstanding debt at the Market Rate and extending the term.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 54
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