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Standalone Loan Modification

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Standalone Loan Modification

A Standalone Loan Modification refers to a permanent change in one or more terms of a Borrower’s Mortgage to resolve the outstanding Arrearage by re-amortizing the total outstanding debt at the Market Rate and extending the term.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 54

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