Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Special Forbearance (Sfb) - Unemployment Option
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Special Forbearance (Sfb) - Unemployment Option
The Special Forbearance (SFB) – Unemployment Option is a Home Retention Option available when one or more of the Borrowers have become unemployed and this loss of employment has negatively affected the Borrower’s ability to continue to make their monthly Mortgage Payment.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 54
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