Short-Sale.com

Special Forbearance (Sfb) – Unemployment Agreement

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Special Forbearance (Sfb) – Unemployment Agreement

The Special Forbearance (SFB) – Unemployment Agreement is a written agreement between a Mortgagee and the Borrowers, one or more of whom has become unemployed, allowing for reduced and/or suspended Mortgage Payments. Special Forbearance (SFB) - Unemployment Option The Special Forbearance (SFB) – Unemployment Option is a Home Retention Option available when one or more of the Borrowers have become unemployed and this loss of employment has negatively affected the Borrower’s ability to continue to make their monthly Mortgage Payment.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 54

Need help?

Ask more questions about Special Forbearance (Sfb) – Unemployment Agreement in Help. You'll get answers for your situation.

People also ask

Report an issue with this page

Domain alone is fine (we'll add https). Video must be a link — not an upload.

JPEG, PNG, or WebP only. Max 4 MB each.