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MOLDINGS — Usually patterned strips used to provide ornamental variation of outline or contour, such as cornices, bases, window and door jambs. MONETARY CONTROLS — Federal Reserve tools for regulating the availability of money and credit to influence the level of economic activity, such as adjusting discount rates, reserve requirements, etc. MONUMENT — A fixed object and point established by surveyors to establish land locations. MORATORIUM — The temporary suspension, usually by statute, of the enforcement of liability of debt. Temporary suspension of development or utilities connections imposed by local government.