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Simple Refinance

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Simple Refinance

Simple Refinance refers to a no cash-out refinance of an existing FHA-insured Mortgage in which all proceeds are used to pay the existing FHA-insured mortgage lien on the subject Property and costs associated with the transaction.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 52

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