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Set-Aside (applicable to HECMs only)

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Set-Aside (applicable to HECMs only)

A Set-Aside refers to an amount of funds withheld by the Mortgagee from the Borrower’s HECM funds for payment of certain fees and expenses. Set-Aside types include: • Repair Set-Asides • Property Charge Set-Asides • Servicing Fee Set-Asides

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 52

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