Servicing Spread
Fannie Mae
Updated 10-31-2026
Servicing Spread
The fixed percentage amount for each mortgage or participation interest in a weighted-average ARM MBS pool that consists of the guaranty fee and the servicing fee. It cannot be less than the sum of the minimum allowable servicing fee and the guaranty fee applicable to the pool, nor greater than the sum of the maximum allowable servicing fee and the guaranty fee.
Fannie Mae Glossary of Terms
Fannie Mae · pp. 44–45
FreddieMac
Updated 10-31-2026
Servicing Spread
The Servicing Spread is the amount of compensation for Servicing a Mortgage that Freddie Mac pays to the Servicer, which Freddie Mac authorizes the Servicer to retain out of the interest portion of the Borrower's monthly payment from each Mortgage. The Servicing Spread is the amount by which the Note Rate exceeds the Accounting Net Yield applicable to that Mortgage.
FreddieMac Glossary
FreddieMac · p. 40
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