Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Secured Property Type

HUD Housing Counselors Glossary

Updated 10-31-2026

Secured Property Type

Identifies whether a manufactured home loan is a personal property loan, meaning secured by the manufactured home and not land (chattel), or real property, meaning secured by the manufactured home and the land (mortgage).

HUD Housing Counselors Glossary

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