Second Mortgage

Last updated 08-20-2026

CFPB

Updated 08-20-2026

Second Mortgage

A second mortgage or junior lien is a loan you take out using your house as collateral while you still have another loan secured by your house. Learn more about second mortgages (cfpb.gov/askcfpb/105).

CFPB Mortgage Terms

CFPB · pp. 25–28

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