Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Reverse Annuity Mortgage(RAM)

California Association of Realtors

Updated 10-31-2026

Reverse Annuity Mortgage(RAM)

A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home as collateral for and repayment of the loan.

California Association of Realtors Glossary

California Association of Realtors · p. 11

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