Retail Origination
Fannie Mae
Updated 10-31-2026
Retail Origination
A loan for which the mortgage loan seller (or, as described in "Retail Origination" below, its parent company, controlled affiliate, or subsidiary) takes the loan application and then processes, underwrites, funds, and sells the loan to Fannie Mae. "Retail Origination" includes a loan that is originated and funded by a parent company, controlled affiliate, or subsidiary of the mortgage loan seller, or is closed either in the name of the applicable parent company, controlled affiliate, or subsidiary and sold to the mortgage loan seller or is closed in the name of the mortgage loan seller. In any case, the loan is then sold by the mortgage loan seller to Fannie Mae.
Fannie Mae Glossary of Terms
Fannie Mae · p. 42
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