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Residual Income (applicable to HECMs only)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Residual Income (applicable to HECMs only)

Residual Income refers to the total monthly Effective Income from all sources described in expenses from all sources described in Monthly Expense Analysis for the Borrowers obligated on the Mortgage.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

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