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Repayment Plan (applicable to Servicing only)

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Repayment Plan (applicable to Servicing only)

A Repayment Plan allows a Borrower to resume their Mortgage Payment after a Delinquency and includes an additional amount required to repay the Arrearages, as calculated in Appendix 4.0 – FHA Home Retention Options Calculations, Part A: Arrearages, Step 2, over a specific period to reinstate the Mortgage.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 49

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