Premium Pricing
Last updated 2026-08-01
Fannie Mae
Updated 2026-08-01
When a borrower elects to pay a higher interest rate on a mortgage loan in exchange for a lender credit provided at closing (also referred to as premium financing).
Fannie Mae Glossary of Terms
Fannie Mae · pp. 35–38
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 2026-08-01
Premium Pricing refers to the aggregate credits from a Mortgagee or TPO at the interest rate chosen.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 44
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