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POC - Paid Outside Closing

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

POC - Paid Outside Closing

PPA - Power Purchase Agreement PSA - Participating Servicer Agreement PTI - Total Mortgage Payment to Effective Income Ratio PUD - Planned Unit Development QAD - Quality Assurance Division QC - Quality Control QM - Qualified Mortgage QOZ - Qualified Opportunity Zone QR - Quick Response RCI - Residential Combination Inspector REO - Real Estate Owned RESPA - Real Estate Settlement Procedures Act RLARM - Residential Loan Application for Reverse Mortgages RMCR - Residential Mortgage Credit Report RPZ - Reduced Pressure Zone SAB - Subsidy Accounting Branch SAFE Act - Secure and Fair Enforcement for Mortgage Licensing Act of 2008 SAM - System for Award Management SAMS - Single Family Acquired Asse…

FHA Single Family Housing Policy Handbook Glossary November 26 2025

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