Last reviewed 10-31-2026Short-Sale.com Editorialglossary
PITI Reserves
FTC
Updated 10-31-2026
PITI Reserves
A cash amount that a borrower has available after making a down payment and paying closing costs for the purchase of a home. The princi-pal, interest, taxes, and insurance (PITI) reserves must equal the amount that the borrower would have to pay for PITI for a predefined number of months.
FTC Real Estate Terms
FTC · p. 13
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