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Partial Prepayment

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Partial Prepayment

A Partial Prepayment is a payment of part of the principal amount before the date on which the principal is due. Partially Below-Grade Habitable Space Partially Below-Grade Habitable Space refers to living area constructed partially below grade, but has the full utility of GLA. Partially Funded Life Expectancy Set-Aside (LESA) (applicable to HECMs only) Partially Funded Life Expectancy Set-Aside (LESA) refers to a portion of the Borrower’s applicable, Flood Insurance for the estimated remainder of the Borrower’s life expectancy.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 42

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