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Owner-Occupant Borrower

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Owner-Occupant Borrower

An Owner-Occupant Borrower refers to a Borrower residing in the Property secured by the FHA-insured Mortgage as a Principal Residence.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 41

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