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Owner-Occupant

Last updated 2026-08-01

FreddieMac

Updated 2026-08-01

An Owner-Occupant is an individual who meets all of the following requirements: Resides in the Mortgaged Premises, using it as a Primary Residence Is listed as an owner of record (by deed or for a Cooperative Share Loan, on the Cooperative Share ownership

FreddieMac Glossary

FreddieMac · pp. 30–32

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