Onsite Sewage Disposal System
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Onsite Sewage Disposal System
effluent on the same Property that produces the wastewater. Other Non-Borrowing Household Member (applicable to HECMs only) Other Non-Borrowing Household Member refers to a person who occupies the Property to be Outside of the Waterfall Loan Modification An Outside of the Waterfall Loan Modification (OWL) refers to a permanent change in one or more terms of a Borrower’s Mortgage that achieves a minimum reduction to the Borrower’s monthly Principal & Interest (P&I) payment where the Borrower has been unresponsive.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 41
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