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Non-Traditional Mortgage Credit Report (NTMCR)
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Non-Traditional Mortgage Credit Report (NTMCR)
A Non-Traditional Mortgage Credit Report (NTMCR) refers to a type of credit report designed to access the credit history of a Borrower who does not have the types of trade references that appear on a traditional credit report.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 39
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