Last reviewed 08-20-2026Short-Sale.com Editorialglossary

Non-Borrowing Spouse (Nbs) (applicable to HECMs only)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Non-Borrowing Spouse (NBS) refers to the spouse of a HECM Borrower who is not also a Borrower.

p. 38

Need help?

Ask more questions about Non-Borrowing Spouse (Nbs) (applicable to HECMs only) in Help. You'll get answers for your situation.