Last reviewed 10-31-2026Short-Sale.com Editorialglossary
Net Mortgage Interest Rate
Fannie Mae
Updated 10-31-2026
Net Mortgage Interest Rate
The mortgage interest rate less the lender's servicing spread (which may be a minimum servicing fee plus any excess yield or a servicing fee and a guaranty fee, depending on whether the mortgage is a portfolio mortgage or an MBS mortgage).
Fannie Mae Glossary of Terms
Fannie Mae · p. 34
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