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Mortgages Delinquent Within the First Two Years

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Mortgages Delinquent Within the First Two Years

Mortgages Delinquent within the First Two Years are Mortgages that were reported to HUD as 90 days or more Delinquent in the 24-month period; this delinquent status includes Mortgages that went into default but have subsequently cured.

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