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Mortgage Lien.

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Mortgage Lien.

Substantially Damaged Insurance Program (NFIP) regulations, when “damage of any origin is sustained by a structure whereby the cost of restoring the structure to its before damaged condition would equal or exceed 50 percent of the market value of the structure before the damage occurred.”

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 55

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