Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Mortgage Credit Certificate (MCC)

FreddieMac

Updated 10-31-2026

Mortgage Credit Certificate (MCC)

A certificate issued by an authorized State or local housing finance agency that documents a federal income tax credit awarded to a qualified First-Time Homebuyer and/or low- or moderate-income homebuyer.

FreddieMac Glossary

FreddieMac · p. 28

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