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Minimum Borrower Contribution

Fannie Mae

Updated 10-31-2026

Minimum Borrower Contribution

The minimum borrower contribution is an amount of funds described as a percentage that is generally required to be paid toward the down payment, closing costs, and financial reserves. The contribution may be required from the borrower's own funds or in some cases from other eligible sources of funds.

Fannie Mae Glossary of Terms

Fannie Mae · p. 30

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