Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Mdcs - Minimum Decision Credit Score
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Mdcs - Minimum Decision Credit Score
Minimum Decision Credit Score
HUD 4000.1 Glossary
Updated 10-31-2026
Mdcs - Minimum Decision Credit Score
Minimum Decision Credit Score (MDCS) refers to the credit score reported on the Borrower's credit report when all reported scores are the same. Where three scores are reported, the median score is the MDCS. Where two differing scores are reported, the MDCS is the lowest score. Where only one score is reported, that score is the MDCS.
HUD 4000.1 Glossary
p. 33
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