Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Maximum Claim Amount (Mca) (applicable to HECMs only)
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Maximum Claim Amount (Mca) (applicable to HECMs only)
The Maximum Claim Amount (MCA) is the lesser of the: • appraised value as determined by the collateral risk assessment; • national mortgage limit; or • sales contract price (applicable only to HECM for Purchase).
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