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Material Finding

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Material Finding

In the context of Mortgage origination and underwriting, a Finding is Material if disclosure of the Finding would have altered the Mortgagee’s decision to approve the Mortgage or to endorse or seek endorsement from FHA for insurance of the Mortgage. In the context of mortgage

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 33

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