Manufactured Home Improvement Loan (as applies to Real Estate for Title I)
HUD 4000.1 Glossary
Updated 10-31-2026
Manufactured Home Improvement Loan (as applies to Real Estate for Title I)
A Manufactured Home Improvement Loan refers to a Loan made to finance the alteration, repair, or improvement of an Existing Manufactured Home, which is classified as Real Property in that the home is placed on a permanent foundation, the home and lot are classified as realty by the state or locality in which the Property is located, and any Loans on the Property are secured by Loans or deeds of trust covering the home and lot. The proceeds of a Manufactured Home Improvement Loan may also be used for improvements to the home site, as long as the Borrower is the owner of the home and the underlying real estate.
HUD 4000.1 Glossary
pp. 30–31
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