Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Manufactured Home Improvement Loan (as applies to Chattel/Personal Property)

HUD 4000.1 Glossary

Updated 10-31-2026

Manufactured Home Improvement Loan (as applies to Chattel/Personal Property)

A Manufactured Home Improvement Loan refers to a Loan made to finance the alteration, repair, or improvement of an Existing Manufactured Home, which is classified as Personal Property by the state or locality in which the Property is located. The proceeds of a Manufactured Home Improvement Loan may also be used for improvements to the home site, as long as the Borrower is the owner of the home and the underlying real estate.

HUD 4000.1 Glossary

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