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Manually Underwritten Mortgage

Last updated 2026-08-01

FreddieMac

Updated 2026-08-01

A Mortgage for which the Seller makes the determination regarding Borrower creditworthiness and excessive layering of risk that is one of the following: A Mortgage that was never submitted to Loan Product Advisor A Mortgage that was submitted to Loan Product Advisor and did not receive a Risk Class

FreddieMac Glossary

FreddieMac · pp. 23–25

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