Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Manually Underwritten Mortgage

FreddieMac

Updated 10-31-2026

Manually Underwritten Mortgage

A Mortgage for which the Seller makes the determination regarding Borrower creditworthiness and excessive layering of risk that is one of the following: A Mortgage that was never submitted to Loan Product Advisor® A Mortgage that was submitted to Loan Product Advisor and did not receive a Risk Class A Mortgage that was submitted to Loan Product Advisor and received a Risk Class of Caution

FreddieMac Glossary

FreddieMac · p. 25

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