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Mandatory Obligations (applicable to HECMs only)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Mandatory Obligations (applicable to HECMs only)

Mandatory Obligations refer to fees and/or charges incurred in connection with the origination of the HECM that are requirements for loan approval and which will be paid at closing or during the First 12-Month Disbursement Period.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 30

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