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Loss Mitigation Home Retention Option

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Loss Mitigation Home Retention Option

The Loss Mitigation Home Retention Options are: • Repayment Plans; • Forbearances; • Standalone Partial Claims; • Standalone Loan Modifications; • Combination Loan Modifications and Partial Claims; • Payment Supplements; and • Outside of the Waterfall Loan Modifications (OWL).

FHA Single Family Housing Policy Handbook Glossary November 26 2025

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