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Lease-Purchase Mortgage Loan

Last updated 2026-08-01

California Association of Realtors

Updated 2026-08-01

An alternative financing option that allows low- and moderateincome homebuyers to lease a home with an option to buy. Each month?s rent payment consists of principal, interest, taxes and insurance (PITI) payments on the first mortgage plus an extra amount that accumulates in a savings account for a downpayment.

California Association of Realtors Glossary

California Association of Realtors · pp. 7–9

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